GHM Insurance Agency

Great Falls Insurance Company

2011-10-21T09:50:00.000-07:00

GHM Agency is proud to represent Great Falls Insurance Company. They are a new workers comp carrier based in Auburn, ME. If you are interested in obtaining a quote from Great Falls Insurance for your workers comp please contact GHM Agency at 800-244-9046 or send me an email at james@ghmagency.com

The information below was taken from Great Falls Insurance Company's website: Introducing Great Falls Insurance Company – our business is only workers compensation insurance and our focus is on well managed small and medium sized companies in Maine where we can help you lower your premium costs and reduce your possibility of employee injury on the job.

Ask a professional independent agent to see if you can qualify for one of our preferred programs which include substantial loss free credits for small businesses and a wide range of discounts for safety conscious employers of all sizes.

Maine Auto Insurance - If I have a red car will it cost me more for insurance?

2011-08-04T16:41:00.000-07:00

photo courtesy of redcarnow.com

Our agents are asked this question on a regular basis as it seems to be one of the more common misconceptions about auto insurance. The truth is color has no affect on the cost of your insurance coverage. Insurance companies use a number of factors to determine your rates. The following vehicle characteristics will impact your premium:

Make and model - each year hundreds of vehicles are tested by the Insurance Institute for Highway Safety. A better safety rating usually means lower insurance costs. You can check your vehicles ratings here.
Safety features - most new vehicles sold today come with airbags, anti-lock brakes and some level of alarm system. These all help to decrease the cost of your insurance.
Convertibles - are typically more expensive to insurance than hard tops
Performance - as you can imagine a high performance car will most likely increase the cost of your insurance.
Theft rates - there were 1,176 vehicle thefts reported in Maine in 2008 and surprisingly vehicles like the Honda Accord top the list of most stolen cars year after year.

If you would like more information on Maine Auto Insurance visit our website - at www.ghmagency.com and to get your free insurance quote click here.

GHM Golf Classic

2011-08-03T10:50:00.000-07:00

GHM Insurance Agency will hold its annual golf tournament on September 1st. This will be the 20th year of the event and all proceeds will benefit the Waterville Area Boys & Girls Club / YMCA. Last year this event raised $10,000 and we hope to do the same this year.

Golfers and non-golfers are invited to attend with special thanks to all of our sponsors; Hanover Insurance, Acadia Insurance, Tower Group, Patrons Oxford, Patriot Insurance, MMG Insurance, MEMIC, Anthem and Peerless.

Hole in one prizes, putting contest, longest drive and prizes for low gross and net scores. Come enjoy a day on one of the best courses in Maine - Belgrade Lakes Golf Club - email me for more details and a registration form - james@ghmagency.com

New website

2011-07-27T12:55:00.000-07:00

Today GHM Agency launched our new website. The site includes instant online quotes for home and auto insurance as well as options to pay your bill online and report a claim any time of day or night.. Take a few minutes to check out our new site and be sure to like us on Facebook and follow us on Twitter, YouTube and LinkedIn.

Thanks to Eric Lammers and his team at Krack Media for all their help with the new site. If anyone needs help with their site I recommend they contact Eric at 888-234-0113.